How AI works, and why it’s a game changer for health plans
In a previous blog post, we defined what AI is. But how does it actually work in healthcare?
The Short Answer: It Learns from Data
AI looks at massive amounts of information—claims, medical records, billing data, member engagement—and finds meaningful patterns faster than any human ever could.
What AI Can Do for Health Plans:
Spot fraudulent claims by flagging unusual billing patterns
Predict health risks based on member history
Flag care gaps when preventive services are missing
Segment members for more personalized outreach
And that’s just the beginning.
AI in Action:
Proactive Payment Review: Catch errors early, maintain compliance, and reduce waste.
Provider Performance Monitoring: Identify top performers and areas for improvement.
Enrollment Simplification: Automate data collection and verification.
Member Outreach: Deliver the right message, to the right person, at the right time.
This is more than technology—it’s smart, scalable problem-solving.
What is AI, really? A simple guide for health plans
Artificial Intelligence (AI) may sound like science fiction—but it’s already part of your everyday life. From the voice assistant on your phone to fraud detection systems at your bank, AI helps us work smarter, faster, and more efficiently.
But what does that mean for health plans?
Let’s break it down.
What Is Artificial Intelligence?
AI is the science of building machines and software that can “think” and learn like humans. It uses data, algorithms, and computing power to spot patterns, make decisions, and even take action.
In healthcare, this means:
Detecting fraud
Predicting health risks
Personalizing care
Proactive Payment reviews
Assessing Provider Performance
Optimizing Network Management
Simplifying enrollment processes
Enhancing Member Outreach and many more
What Are AI Agents?
One of the most exciting innovations in AI is the AI agent—a digital teammate that does more than just respond to commands.
AI agents can:
Goal Driven Behavior
Plan and prioritize tasks
· Multi-step planning and decision-making
Make decisions based on context
· Continuous learning and self-correction
Coordinate with humans, systems and other AI Agents
Imagine a system that identifies a care gap, books a follow-up appointment, and reminds the member—automatically, or an AI Agent that observes claims patterns, identifies outliers, re-queries missing info, escalates cases, and learns from resolutions. That’s an AI agent at work.