Rachel Spilo is an entrepreneur and healthcare leader with more than 27 years of experience in the payer healthcare industry. She is the Founder and CEO of healthplans.ai, an organization she launched in 2024 to help health plans embed AI as a core operational capability. Under her leadership, healthplans.ai is redefining how payers leverage artificial intelligence to reduce administrative burden, improve efficiency, and support more informed, data‑driven decision‑making. The creation of healthplans.ai reflects Rachel’s commitment to practical innovation and her belief that technology, when applied thoughtfully, is a catalyst for meaningful transformation.

Rachel also serves as Founder and Chairwoman of Catalyst Solutions, a company she built into a respected partner for major health plans nationwide. The organization reflects her long‑standing commitment to improving payer operations and delivering measurable value across the healthcare ecosystem.

Throughout her career, Rachel has been honored with numerous awards, including the Inc. 5000 Fastest-Growing Companies, the Small Business Administration’s Entrepreneur of the Year, and multiple recognitions from Colorado Business Magazine and other national outlets. She is widely respected for her values‑driven leadership, emphasis on integrity, and commitment to building inclusive, high‑performing cultures.

Beyond her business achievements, Rachel is the founder of The Impact of One, a nonprofit rooted in the belief that small actions can ignite profound change. Inspired by a volunteer trip to Kenya—where she helped bring clean water to a remote Maasai village—the organization now supports access to healthcare, education, sustainable agriculture, and gender equity across communities in need. It also partners with The Cara Project to advance child protection and women’s empowerment.

Rachel’s journey is grounded in perseverance and possibility. Raised in a working‑class family in southern Missouri, she launched her first business at age 20 with no external capital or formal credentials. Since then, she has built and led companies that employ hundreds of people and support some of the largest and most complex health plans in the country. Her ability to anticipate disruption, embrace innovation, and execute with speed has positioned both Catalyst Solutions and healthplans.ai as leaders in the evolving healthcare ecosystem.

Rachel resides in Denver, Colorado, where she enjoys adventure travel, boating, and spending time with her husband and three sons.